Top 10 Things to Consider on Home Loans

Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of LoanResources.Net: Down-Payment Fixed Versus Adjustable Rate APR Loan Types Loan Amount Qualification, Income Loan Amount Qualification, Expenses Employment and Credit History Points Sub-Prime Loans Short-Forms 1.Down-Payment – As a general rule of thumb, lenders will be seeking contribution from you of around 3% to 6% of the total loan value. This can be negotiable, and there are many loan packages available. 2.Fixed versus Adjustable The two most common loan products available for home mortgages are fixed rate versus adjustable rate. Fixed rate means that you agree on an APR (annual percentage rate) that does not change …

Top 10 Tips For A Successful Network Marketing Presentation

As network marketers, we often have important information to impart and our role in doing so is a major one. Many, many times I have had the pleasure of having people approach me to say how hearing me speak literally changed their lives due to the powerful message and the persuasiveness of the delivery. Most people in MLM are not trained presenters or salespersons but there are a few steps everyone can take to make sure their message has the best possible chance of being well received. Here are my top tips: 1. KNOW YOUR AUDIENCE: Not every pitch will work for everyone so before you go to present the products or the business, whether its to just one person …

5 Financial Tips For College Students

If you are a college student, you are probably concentrating on your studies and trying to get an education that will benefit you in the future. One thing that you may not be thinking about is how to handle your money, and failing to do so can leave you in a pretty big financial mess by the time you are out of college. It is important that you take control of your finances now if you want your financial future to be bright. The following are some tips that can help you with your finances to avoid any college financial disasters. Tip #1 – Only Use Credit Cards in Emergencies – Once you get a credit card it can be …

The Top 10 Ways to Market Any Business to Thousands by Leading Teleclasses

As business owners, we all know that the key to fantastic sales is to let your customers have a personal experience of you. The difficulty, of course is that to give every customer that experience personally requires a tremendous time commitment of ourselves and our staff. So what do we do? One solution is to leverage our time by doing the “wooing” once and then let that effort live on forever in a virtual format. It is about creating multiple products, programs, or streams of income from the core of our business that can sell and propagate without our direct intervention! But how do we do that? By using the up and coming medium of teleclasses! By leading teleclasses (classes …