Top 10 Ways to Protect Yourself From Counterfeiting and Piracy

1. Scrutinize labels, packaging, and contents. There is no foolproof way to know the difference between a bargain and a fake, but labels and packaging can be revealing indicators. Look for missing or expired use by dates, broken or missing safety seals, missing warranty information, or otherwise unusual packaging. For larger purchases, such as mechanical or electronic equipment, seek reputable sellers and check serial numbers with manufacturer databases. If you purchase medicine from a new vendor and it does not match the size, shape, color, taste, and side effects of your usual product, contact your pharmacist or the manufacturer to determine if it came from a legitimate source. You can also verify authenticity by comparing the manufacturers contact information with …

10 Tips To Prevent Credit Card Fraud

Imagine opening your credit card statement one morning and discovering to your horror that you suddenly owe thousands of dollars – on purchases that you never made. Impossible? Credit card fraud on the rise, so you need to treat your card and its information with extreme care. Here are 10 tips to help insure you’re not the victim of thieves and fraudsters: 1. Sign new and replacement cards immediately. 2. Destroy the old cards by cutting them into pieces and shred all old receipts and bills. 3. Don’t fax your credit-card number, if possible. Remember, the faxed document could remain in sight at the other end for long periods of time. 4. Don’t give your card number over the phone …

Holidays And Student Budgets: What To Do

Maybe youve just finished your exams. Maybe youre still writing final papers. The last thing on your mind has been the holidays, but now that theyre almost here, what are you going to do? How are you going pay for the gifts that you need to buy? Budget Although it might already be too late for this, at least now is the time to make a mental note for next year to budget extra money for gifts in December. Its the same thing as budgeting the extra money you need for books each January and each September. Its better not to be caught off guard by these things! Use your credit card wisely It is not smart to put hundreds …

The Top 10 Tips for Communicating with Children

Most people have more training before they receive their driver’s license than before they become a parent. Educating yourself on how to communicate effectively with your child can be the key to achieving your parenting goals. If you do not have children of your own, these 10 tips can help you whenever you are around children. Draw children out to speak about the things on their minds. You can ‘prime the pump’ by talking with them about their favorite foods, toys, movies, video games, etc. Verbally reflect the emotions of a child before giving in to your need to teach them something. Parents are constantly making the error of educating their child when their child expresses pain. "I hate my …